Use These Telltale Tricks to Spot Pests and Rodents Before You Buy That Home

Your idea of a dream home probably doesn’t include rats scurrying around your kitchen cabinets or cockroaches playing hide and seek in your bathroom. But sadly, just because you don’t see any critters during an open house doesn’t mean they’re not there. “Professionals are your best bet in identifying potential pest issues,” says Chelle Hartzer, an entomologist for pest control service Orkin. But if you’re not ready to shell out the extra money for that just yet, you can still protect yourself against future creepy-crawly surprises. Brace yourself: You're going to have to play a spine-tingling game of “I Spy” during your next tour of the home. "Knowing what you’re looking for when it comes to

Homeowner Tax Law Changes

The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with the areas that could affect them which may require some planning to maximize the benefits. Some of the things that will affect most homeowners are the following: Reduces the limit on deductible mortgage debt to $750,000 for loans made after 12/14/17. Existing loans of up to $1 million are grandfathered and are not subject to the new $750,000 cap. Homeowners may refinance mortgage debts existing on 12/14/17 up to $1 million and still deduct the interest, so long as the new loan does not exceed the amount of the existing mortgage being refinanced. Repeals the

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